About Affirm Holdings, Inc.
Affirm Holdings, Inc. is an American financial technology company and a point-of-sale lender. Founded in 2012 by PayPal co-founder Max Levchin, it is the largest U.S. based buy now, pay later financier. As of 2026, Affirm reports nearly 28 million users and processes $50 billion in annual payments. Affirm offers unsecured installment loans at the point-of-sale through various methods. These include payment links at checkout, virtual or physical cards, and integration into third-party digital wallets and banking apps.
2BB score and signals
Affirm Holdings, Inc.’s current 2BB score is 58 out of 100, built from the signal categories below.
| Signal | Score | Reading |
|---|
| Activity | 63 | High |
| Momentum | 53 | Stable |
| Financial strength | 60 | Normal |
| Quality | 99 | Very Strong |
| Risk | 21 | Low |
Company facts
| CEO | Max Levchin |
| Headquarters | San Francisco, California, United States |
| Founded | Jan 1, 2012 |
| Employees | 2.36K |
| P/E ratio | 12.75 |
| 52-week range | $42.10 – $90.44 |
Recent earnings
| Report date | EPS actual | EPS estimate | Revenue actual | Revenue estimate |
|---|
| 2027-02-04 | — | 0.5516 | — | $1.43B |
| 2026-11-05 | — | 0.3784 | — | $1.21B |
| 2026-08-27 | — | 0.3504 | — | $1.13B |
| 2026-05-07 | — | 0.1767 | — | $1.01B |
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